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Cents and Sensibility » Retirement Planning http://www.emilycressey.com/blog Creating Financial Freedom Using Real Estate For Wealth, and Business For Cash Flow Sun, 26 Jul 2009 05:59:04 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 Tax Time – Do you understand your tax return? http://www.emilycressey.com/blog/tax-time-do-you-understand-your-tax-return http://www.emilycressey.com/blog/tax-time-do-you-understand-your-tax-return#comments Sat, 04 Apr 2009 18:31:21 +0000 Emily http://www.emilycressey.com/blog/2009/04/04/tax-time-do-you-understand-your-tax-return/ Whoa – I was amazed to see that my husband and I were getting a giant tax refund this year.  Good as it feels to get that nice check from the government, mathematically it doesn’t make a lot of sense to try to get a lot of money back.  You’ve just loaned that money, interest [...]
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Are You Getting Out of The Market? http://www.emilycressey.com/blog/are-you-getting-out-of-the-market http://www.emilycressey.com/blog/are-you-getting-out-of-the-market#comments Thu, 05 Mar 2009 04:45:03 +0000 Emily http://www.emilycressey.com/blog/2009/03/04/are-you-getting-out-of-the-market/ I promised I’d keep you up to date on the stock market insights passed along from my Father who spend a good deal of his time immersed in the financial news of the day.  And there is some heated political commentary here which I don’t apologize for since I think the misguided “fairness” policies of [...]
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Download Suze Orman’s New Financial Planning Book – For Free http://www.emilycressey.com/blog/download-suze-ormans-new-financial-planning-book-for-free http://www.emilycressey.com/blog/download-suze-ormans-new-financial-planning-book-for-free#comments Mon, 12 Jan 2009 19:23:01 +0000 Emily http://www.emilycressey.com/blog/2009/01/12/download-suze-ormans-new-financial-planning-book-for-free/ Although I’m not the biggest fan of Suze Orman, it’s hard for me to pass up the opportunity to read some well thought-out financial tips from a nationally recognized advisor.   If you haven’t heard, you can download Suze’s latest 2009 book for free from Oprah’s website until Thursday, January 15 at midnight.  You can also [...]
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The Importance of Financial Planning For College http://www.emilycressey.com/blog/the-importance-of-financial-planning-for-college http://www.emilycressey.com/blog/the-importance-of-financial-planning-for-college#comments Wed, 17 Dec 2008 18:00:38 +0000 Emily http://www.emilycressey.com/blog/2008/12/17/the-importance-of-financial-planning-for-college/ When it comes to college savings, you may feel that you’re fighting an impossible battle, but the more you can save and the earlier you start, the more options your kids will have down the road. Now that we have a baby in the house, starting to save for college has become a big topic of [...]
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What Does Illinois Governor Rod Blagojevich Have To Teach Us About Ethics? http://www.emilycressey.com/blog/what-does-illinois-governor-rod-blagojevich-have-to-teach-us http://www.emilycressey.com/blog/what-does-illinois-governor-rod-blagojevich-have-to-teach-us#comments Thu, 11 Dec 2008 15:59:14 +0000 Emily http://www.emilycressey.com/blog/2008/12/11/what-does-illinois-governor-rod-blagojevich-have-to-teach-us/ By now, we’ve all heard about the governor of Illinois, Rod Blagojevich, trying to auction of President-elect Obama’s vacated senate seat.  This type of unethical behavior in pursuit of profits is particularly abominable when we see it practiced in politics and by people in a fiduciary position of trust and power.  What’s happened to [...]
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Ask The Experts – Coming soon… http://www.emilycressey.com/blog/ask-the-experts-coming-soon http://www.emilycressey.com/blog/ask-the-experts-coming-soon#comments Tue, 09 Dec 2008 20:48:11 +0000 Emily http://www.emilycressey.com/blog/2008/12/09/ask-the-experts-coming-soon/ I don’t care if you’re right, as long as you agree with me! Do you prefer to read information that lines up with your own views and reinforces your beliefs, or do you prefer to be exposed to a broad variety of topics of interest, knowing that you may "go ballistic" or "through the roof" when [...]
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What’s Happening Out There With Stocks Down, The Economy Down, and Retirement Looming? http://www.emilycressey.com/blog/whats-happening-out-there-with-stocks-down-the-economy-down-and-retirement-looming http://www.emilycressey.com/blog/whats-happening-out-there-with-stocks-down-the-economy-down-and-retirement-looming#comments Tue, 09 Dec 2008 00:44:20 +0000 Emily http://www.emilycressey.com/blog/2008/12/08/whats-happening-out-there-with-stocks-down-the-economy-down-and-retirement-looming/ Americans face uncertainty in deciding where to go next with stocks down, and less money to invest With bad news on the economy flying around the newsstands, through the airwaves, and across the blogosphere, it’s easy to get frozen by information and paralyzed as we wait for the other shoe to drop.  It’s easy, in [...]
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Have you contributed to your Roth, lately? http://www.emilycressey.com/blog/have-you-contributed-to-your-roth-lately http://www.emilycressey.com/blog/have-you-contributed-to-your-roth-lately#comments Fri, 05 Dec 2008 17:33:39 +0000 Emily http://www.emilycressey.com/blog/2008/12/05/have-you-contributed-to-your-roth-lately/ I was reading an article yesterday by a financial advisor for financial advisors.  The author, Evan Cooper, mentioned a recent teleconference he had hosted in which he reminded his 1,000+ listeners of something I had always known, but which came across as frightening when he described it… He succinctly defined the changing state of retirement plans [...]
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The Recession’s Here, Let’s Cheer Up and Look at the Bright Side http://www.emilycressey.com/blog/the-recessions-here-lets-cheer-up-and-look-at-the-bright-side http://www.emilycressey.com/blog/the-recessions-here-lets-cheer-up-and-look-at-the-bright-side#comments Fri, 05 Dec 2008 02:05:54 +0000 Emily http://www.emilycressey.com/blog/2008/12/04/the-recessions-here-lets-cheer-up-and-look-at-the-bright-side/ Even though they changed the definition of "recession" – the word is out – it’s official – we are in a recession and have been since December 2007. Understandably, this can be depressing news – especially around the holidays. Lighten the economic mood in your house with these sunny ideas: It’s time to start saving money, again!  After [...]
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Warren Buffett’s Buying Stocks – Maybe We Should, Too http://www.emilycressey.com/blog/warren-buffetts-buying-stocks-maybe-we-should-too http://www.emilycressey.com/blog/warren-buffetts-buying-stocks-maybe-we-should-too#comments Wed, 03 Dec 2008 22:14:43 +0000 Emily http://www.emilycressey.com/blog/2008/12/03/warren-buffetts-buying-stocks-maybe-we-should-too/ One famous quote from Warren Buffett, the renowned billionaire investor and founder of Berkshire Hathaway is: "Be fearful when others are greedy, and be greedy when others are fearful." After years of sitting by the sidelines with his money in bonds – while the U.S. Stock market rose to unprecedented levels, and the real estate market [...]
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