Warning: Cannot modify header information - headers already sent by (output started at /home/emily/public_html/blog/wp-config.php:50) in /home/emily/public_html/blog/wp-includes/feed-rss2.php on line 8
Cents and Sensibility » Family Budget http://www.emilycressey.com/blog Creating Financial Freedom Using Real Estate For Wealth, and Business For Cash Flow Sun, 26 Jul 2009 05:59:04 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 Tax Time – Do you understand your tax return? http://www.emilycressey.com/blog/tax-time-do-you-understand-your-tax-return http://www.emilycressey.com/blog/tax-time-do-you-understand-your-tax-return#comments Sat, 04 Apr 2009 18:31:21 +0000 Emily http://www.emilycressey.com/blog/2009/04/04/tax-time-do-you-understand-your-tax-return/ Whoa – I was amazed to see that my husband and I were getting a giant tax refund this year.  Good as it feels to get that nice check from the government, mathematically it doesn’t make a lot of sense to try to get a lot of money back.  You’ve just loaned that money, interest [...]
Real Estate Investors: Find out when the real estate market is coming back in your area!

]]> http://www.emilycressey.com/blog/tax-time-do-you-understand-your-tax-return/feed 0 Download Suze Orman’s New Financial Planning Book – For Free http://www.emilycressey.com/blog/download-suze-ormans-new-financial-planning-book-for-free http://www.emilycressey.com/blog/download-suze-ormans-new-financial-planning-book-for-free#comments Mon, 12 Jan 2009 19:23:01 +0000 Emily http://www.emilycressey.com/blog/2009/01/12/download-suze-ormans-new-financial-planning-book-for-free/ Although I’m not the biggest fan of Suze Orman, it’s hard for me to pass up the opportunity to read some well thought-out financial tips from a nationally recognized advisor.   If you haven’t heard, you can download Suze’s latest 2009 book for free from Oprah’s website until Thursday, January 15 at midnight.  You can also [...]
Real Estate Investors: Find out when the real estate market is coming back in your area!

]]> http://www.emilycressey.com/blog/download-suze-ormans-new-financial-planning-book-for-free/feed 1 Setting Up A Retirement Account For My Baby http://www.emilycressey.com/blog/setting-up-a-retirement-account-for-my-baby http://www.emilycressey.com/blog/setting-up-a-retirement-account-for-my-baby#comments Tue, 30 Dec 2008 20:52:02 +0000 Emily http://www.emilycressey.com/blog/2008/12/30/setting-up-a-retirement-account-for-my-baby/ Wow!  After getting snowed-in the week of Christmas at my parents house in Seattle and surviving a sinus infection (my first!), and a baby who didn’t sleep well at Grandma and Granddad’s house, I am now back at home, back in my routine and back on the blog! The good news is that I’ve already [...]
Real Estate Investors: Find out when the real estate market is coming back in your area!

]]> http://www.emilycressey.com/blog/setting-up-a-retirement-account-for-my-baby/feed 0 The Importance of Financial Planning For College http://www.emilycressey.com/blog/the-importance-of-financial-planning-for-college http://www.emilycressey.com/blog/the-importance-of-financial-planning-for-college#comments Wed, 17 Dec 2008 18:00:38 +0000 Emily http://www.emilycressey.com/blog/2008/12/17/the-importance-of-financial-planning-for-college/ When it comes to college savings, you may feel that you’re fighting an impossible battle, but the more you can save and the earlier you start, the more options your kids will have down the road. Now that we have a baby in the house, starting to save for college has become a big topic of [...]
Real Estate Investors: Find out when the real estate market is coming back in your area!

]]> http://www.emilycressey.com/blog/the-importance-of-financial-planning-for-college/feed 2 Extra Income For Retirees: 10 Ways for Seniors to Make Extra Money Without Working at Wal-Mart http://www.emilycressey.com/blog/what-if-youve-already-retired http://www.emilycressey.com/blog/what-if-youve-already-retired#comments Thu, 11 Dec 2008 22:18:28 +0000 Emily http://www.emilycressey.com/blog/2008/12/11/what-if-youve-already-retired/ For retirees living off income from a stock market portfolio (or planning to), the recent economic downturn spells  disaster.  According to CNN Money, the number of workers over 65 is increasing, even though employment is falling in other age-group demographics.  Some seniors are drawing down their home equity with loans, or selling off vital assets [...]
Real Estate Investors: Find out when the real estate market is coming back in your area!

]]> http://www.emilycressey.com/blog/what-if-youve-already-retired/feed 0 The Friends and Family Guide to Making Personal Loans http://www.emilycressey.com/blog/the-friends-and-family-guide-to-making-personal-loans http://www.emilycressey.com/blog/the-friends-and-family-guide-to-making-personal-loans#comments Wed, 10 Dec 2008 00:56:20 +0000 Emily http://www.emilycressey.com/blog/2008/12/09/the-friends-and-family-guide-to-making-personal-loans/

Have you ever had that awkward feeling that comes at a family gathering when you're sitting across the table from someone who you know is buttering you up to ask for a loan?

I have.  It can be amusing, or uncomfortable, but if it catches you and your spouse unprepared, it can be upsetting as well.  If you have family members in need, or who have asked you for personal loans in the past, it's a good idea to consider your alternatives before you are confronted with the "opportunity" again.


Real Estate Investors: Find out when the real estate market is coming back in your area!

]]> http://www.emilycressey.com/blog/the-friends-and-family-guide-to-making-personal-loans/feed 1 What’s Happening Out There With Stocks Down, The Economy Down, and Retirement Looming? http://www.emilycressey.com/blog/whats-happening-out-there-with-stocks-down-the-economy-down-and-retirement-looming http://www.emilycressey.com/blog/whats-happening-out-there-with-stocks-down-the-economy-down-and-retirement-looming#comments Tue, 09 Dec 2008 00:44:20 +0000 Emily http://www.emilycressey.com/blog/2008/12/08/whats-happening-out-there-with-stocks-down-the-economy-down-and-retirement-looming/ Americans face uncertainty in deciding where to go next with stocks down, and less money to invest With bad news on the economy flying around the newsstands, through the airwaves, and across the blogosphere, it’s easy to get frozen by information and paralyzed as we wait for the other shoe to drop.  It’s easy, in [...]
Real Estate Investors: Find out when the real estate market is coming back in your area!

]]> http://www.emilycressey.com/blog/whats-happening-out-there-with-stocks-down-the-economy-down-and-retirement-looming/feed 1 Have you contributed to your Roth, lately? http://www.emilycressey.com/blog/have-you-contributed-to-your-roth-lately http://www.emilycressey.com/blog/have-you-contributed-to-your-roth-lately#comments Fri, 05 Dec 2008 17:33:39 +0000 Emily http://www.emilycressey.com/blog/2008/12/05/have-you-contributed-to-your-roth-lately/ I was reading an article yesterday by a financial advisor for financial advisors.  The author, Evan Cooper, mentioned a recent teleconference he had hosted in which he reminded his 1,000+ listeners of something I had always known, but which came across as frightening when he described it… He succinctly defined the changing state of retirement plans [...]
Real Estate Investors: Find out when the real estate market is coming back in your area!

]]> http://www.emilycressey.com/blog/have-you-contributed-to-your-roth-lately/feed 4 The Recession’s Here, Let’s Cheer Up and Look at the Bright Side http://www.emilycressey.com/blog/the-recessions-here-lets-cheer-up-and-look-at-the-bright-side http://www.emilycressey.com/blog/the-recessions-here-lets-cheer-up-and-look-at-the-bright-side#comments Fri, 05 Dec 2008 02:05:54 +0000 Emily http://www.emilycressey.com/blog/2008/12/04/the-recessions-here-lets-cheer-up-and-look-at-the-bright-side/ Even though they changed the definition of "recession" – the word is out – it’s official – we are in a recession and have been since December 2007. Understandably, this can be depressing news – especially around the holidays. Lighten the economic mood in your house with these sunny ideas: It’s time to start saving money, again!  After [...]
Real Estate Investors: Find out when the real estate market is coming back in your area!

]]> http://www.emilycressey.com/blog/the-recessions-here-lets-cheer-up-and-look-at-the-bright-side/feed 0 Warren Buffett’s Buying Stocks – Maybe We Should, Too http://www.emilycressey.com/blog/warren-buffetts-buying-stocks-maybe-we-should-too http://www.emilycressey.com/blog/warren-buffetts-buying-stocks-maybe-we-should-too#comments Wed, 03 Dec 2008 22:14:43 +0000 Emily http://www.emilycressey.com/blog/2008/12/03/warren-buffetts-buying-stocks-maybe-we-should-too/ One famous quote from Warren Buffett, the renowned billionaire investor and founder of Berkshire Hathaway is: "Be fearful when others are greedy, and be greedy when others are fearful." After years of sitting by the sidelines with his money in bonds – while the U.S. Stock market rose to unprecedented levels, and the real estate market [...]
Real Estate Investors: Find out when the real estate market is coming back in your area!

]]> http://www.emilycressey.com/blog/warren-buffetts-buying-stocks-maybe-we-should-too/feed 0